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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,665 | $81,233+25.2% | $155,567-34.6% | $80,874+25.7% |
| Participation rate | 81.8% | 66.2%+15.6pp | 78.2%+3.6pp | 67.6%+14.2pp |
| Annual return | 12.43% | 33.33%-20.9pp | 64.74%-52.3pp | 35.62%-23.2pp |
| Employer contribution / active EE | $3,198 | $3,101+3.1% | $4,674-31.6% | $2,756+16.1% |
| Participant deferral / active EE | $5,518 | $3,452+59.8% | $5,628-1.9% | $4,297+28.4% |
| Admin fee / account holder | $11,707 | $7,998+46.4% | $15,916-26.4% | $6,935+68.8% |