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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,371 | $107,733+74.8% | $92,985+102.6% | $154,746+21.7% |
| Participation rate | 100.0% | 74.6%+25.4pp | 69.5%+30.5pp | 80.7%+19.3pp |
| Annual return | 9.25% | 30.39%-21.1pp | 27.99%-18.7pp | 172.34%-163.1pp |
| Employer contribution / active EE | $14,697 | $3,126+370.1% | $2,662+452.1% | $4,379+235.6% |
| Participant deferral / active EE | $18,058 | $5,053+257.4% | $4,377+312.6% | $6,730+168.3% |
| Admin fee / account holder | $938 | $11,369-91.7% | $9,463-90.1% | $14,365-93.5% |