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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,445 | $90,530+57.3% | $76,030+87.4% | $145,897-2.4% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 28.47% | 625.08%-596.6pp | 361.54%-333.1pp | 552.29%-523.8pp |
| Employer contribution / active EE | $15,680 | $3,319+372.4% | $2,688+483.4% | $4,663+236.3% |
| Participant deferral / active EE | $13,633 | $5,164+164.0% | $4,257+220.2% | $6,689+103.8% |
| Admin fee / account holder | $923 | $8,383-89.0% | $6,421-85.6% | $13,390-93.1% |