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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,012 | $110,410-78.3% | $102,437-76.6% | $145,897-83.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.29% | 24.85%-14.6pp | 24.95%-14.7pp | 552.29%-542.0pp |
| Employer contribution / active EE | $2,689 | $4,217-36.2% | $3,871-30.5% | $4,663-42.3% |
| Participant deferral / active EE | $3,667 | $5,622-34.8% | $5,060-27.5% | $6,689-45.2% |
| Admin fee / account holder | $775 | $9,745-92.0% | $8,388-90.8% | $13,390-94.2% |