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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,677 | $29,319-22.7% | $52,425-56.7% | $82,448-72.5% |
| Participation rate | 32.9% | 46.9%-13.9pp | 55.6%-22.7pp | 68.1%-35.1pp |
| Annual return | 15.98% | 535.20%-519.2pp | 302.12%-286.1pp | 41.64%-25.7pp |
| Employer contribution / active EE | $801 | $586+36.6% | $914-12.4% | $2,551-68.6% |
| Participant deferral / active EE | $1,463 | $1,171+24.9% | $1,790-18.3% | $4,139-64.7% |
| Admin fee / account holder | $10,028 | $1,962+411.1% | $2,495+302.0% | $7,234+38.6% |