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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,677 | $36,948-38.6% | $73,658-69.2% | $87,485-74.1% |
| Participation rate | 32.9% | 46.8%-13.9pp | 57.0%-24.1pp | 68.9%-36.0pp |
| Annual return | 15.98% | 28.64%-12.7pp | 29.72%-13.7pp | 26.06%-10.1pp |
| Employer contribution / active EE | $801 | $670+19.5% | $1,032-22.4% | $2,596-69.2% |
| Participant deferral / active EE | $1,463 | $1,379+6.1% | $2,062-29.0% | $4,274-65.8% |
| Admin fee / account holder | $10,028 | $2,531+296.3% | $3,357+198.8% | $7,775+29.0% |