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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,589 | $124,425+313.6% | $112,040+359.3% | $137,256+274.9% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 12.11% | 24.72%-12.6pp | 24.52%-12.4pp | 220.34%-208.2pp |
| Employer contribution / active EE | $7,245 | $3,411+112.4% | $2,954+145.3% | $4,156+74.3% |
| Participant deferral / active EE | $19,429 | $5,718+239.8% | $5,098+281.1% | $6,407+203.3% |
| Admin fee / account holder | $4,200 | $15,207-72.4% | $12,098-65.3% | $12,270-65.8% |