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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,279 | $61,816-12.2% | $97,260-44.2% | $80,935-32.9% |
| Participation rate | 61.3% | 63.5%-2.2pp | 72.7%-11.4pp | 67.7%-6.4pp |
| Annual return | 17.89% | -558.73%+576.6pp | 75.54%-57.7pp | 35.66%-17.8pp |
| Employer contribution / active EE | $2,038 | $1,836+11.0% | $2,721-25.1% | $2,757-26.1% |
| Participant deferral / active EE | $4,206 | $3,027+39.0% | $4,262-1.3% | $4,299-2.2% |
| Admin fee / account holder | $4,648 | $5,166-10.0% | $5,640-17.6% | $6,924-32.9% |