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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,185 | $132,099-31.7% | $115,599-22.0% | $138,895-35.1% |
| Participation rate | 72.7% | 77.9%-5.1pp | 74.3%-1.5pp | 79.9%-7.2pp |
| Annual return | 15.17% | 176.76%-161.6pp | 111.10%-95.9pp | 145.39%-130.2pp |
| Employer contribution / active EE | $1,844 | $3,416-46.0% | $2,955-37.6% | $4,194-56.0% |
| Participant deferral / active EE | $4,775 | $5,617-15.0% | $4,889-2.3% | $6,396-25.3% |
| Admin fee / account holder | $2,338 | $15,650-85.1% | $12,841-81.8% | $12,562-81.4% |