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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,581 | $146,267+76.8% | $197,124+31.2% | $82,448+213.6% |
| Participation rate | 96.9% | 84.0%+12.9pp | 86.7%+10.2pp | 68.1%+28.8pp |
| Annual return | 14.28% | 29.61%-15.3pp | 44.34%-30.1pp | 41.64%-27.4pp |
| Employer contribution / active EE | $8,188 | $4,723+73.4% | $6,227+31.5% | $2,551+221.0% |
| Participant deferral / active EE | $17,854 | $7,035+153.8% | $9,135+95.5% | $4,139+331.3% |
| Admin fee / account holder | $4,268 | $14,422-70.4% | $16,298-73.8% | $7,234-41.0% |