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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,581 | $145,431+77.8% | $211,142+22.5% | $87,485+195.6% |
| Participation rate | 96.9% | 84.7%+12.1pp | 87.3%+9.6pp | 68.9%+27.9pp |
| Annual return | 14.28% | 27.21%-12.9pp | 46.84%-32.6pp | 26.06%-11.8pp |
| Employer contribution / active EE | $8,188 | $4,662+75.7% | $6,442+27.1% | $2,596+215.4% |
| Participant deferral / active EE | $17,854 | $6,859+160.3% | $9,284+92.3% | $4,274+317.8% |
| Admin fee / account holder | $4,268 | $17,052-75.0% | $19,076-77.6% | $7,775-45.1% |