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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,581 | $149,446+73.0% | $256,809+0.7% | $94,015+175.0% |
| Participation rate | 96.9% | 85.3%+11.6pp | 88.5%+8.3pp | 70.8%+26.1pp |
| Annual return | 14.28% | 17.55%-3.3pp | 32.73%-18.4pp | 17.84%-3.6pp |
| Employer contribution / active EE | $8,188 | $4,596+78.2% | $7,263+12.7% | $2,790+193.5% |
| Participant deferral / active EE | $17,854 | $6,491+175.1% | $9,520+87.5% | $4,249+320.1% |
| Admin fee / account holder | $4,268 | $24,035-82.2% | $25,146-83.0% | $8,951-52.3% |