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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,371 | $97,125-95.5% | $86,233-94.9% | $137,256-96.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 14.69% | 74.19%-59.5pp | 61.39%-46.7pp | 220.34%-205.6pp |
| Employer contribution / active EE | $753 | $2,841-73.5% | $2,504-69.9% | $4,156-81.9% |
| Participant deferral / active EE | $1,206 | $5,180-76.7% | $4,559-73.6% | $6,407-81.2% |
| Admin fee / account holder | $723 | $9,725-92.6% | $8,342-91.3% | $12,270-94.1% |