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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,929 | $58,627+14.2% | $76,735-12.8% | $82,448-18.8% |
| Participation rate | 94.6% | 63.2%+31.4pp | 69.5%+25.1pp | 68.1%+26.5pp |
| Annual return | 20.46% | 39.10%-18.6pp | 29.77%-9.3pp | 41.64%-21.2pp |
| Employer contribution / active EE | $2,085 | $1,729+20.6% | $2,454-15.0% | $2,551-18.2% |
| Participant deferral / active EE | $5,316 | $3,134+69.6% | $4,088+30.0% | $4,139+28.4% |
| Admin fee / account holder | $2,563 | $5,323-51.9% | $7,189-64.4% | $7,234-64.6% |