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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,691 | $181,062+20.2% | $158,223+37.6% | $155,188+40.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 14.19% | 57.39%-43.2pp | 52.09%-37.9pp | 148.84%-134.7pp |
| Employer contribution / active EE | $12,062 | $4,565+164.2% | $4,109+193.6% | $4,248+183.9% |
| Participant deferral / active EE | $10,018 | $6,134+63.3% | $5,467+83.3% | $6,531+53.4% |
| Admin fee / account holder | $5,306 | $18,825-71.8% | $16,047-66.9% | $14,480-63.4% |