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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,691 | $174,379+24.8% | $152,093+43.1% | $138,895+56.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 14.19% | 74.86%-60.7pp | 66.36%-52.2pp | 145.39%-131.2pp |
| Employer contribution / active EE | $12,062 | $4,652+159.3% | $4,175+188.9% | $4,194+187.6% |
| Participant deferral / active EE | $10,018 | $6,159+62.7% | $5,451+83.8% | $6,396+56.6% |
| Admin fee / account holder | $5,306 | $16,880-68.6% | $14,497-63.4% | $12,562-57.8% |