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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,636 | $97,289+100.1% | $92,805+109.7% | $155,188+25.4% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 17.56% | 29.03%-11.5pp | 31.59%-14.0pp | 148.84%-131.3pp |
| Employer contribution / active EE | $3,626 | $3,632-0.2% | $3,424+5.9% | $4,248-14.6% |
| Participant deferral / active EE | $8,113 | $8,795-7.8% | $8,448-4.0% | $6,531+24.2% |
| Admin fee / account holder | $3,141 | $12,015-73.9% | $10,911-71.2% | $14,480-78.3% |