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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,636 | $107,666+80.8% | $102,184+90.5% | $154,746+25.8% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 17.56% | 29.33%-11.8pp | 31.58%-14.0pp | 172.34%-154.8pp |
| Employer contribution / active EE | $3,626 | $3,846-5.7% | $3,594+0.9% | $4,379-17.2% |
| Participant deferral / active EE | $8,113 | $8,719-7.0% | $8,309-2.4% | $6,730+20.5% |
| Admin fee / account holder | $3,141 | $12,943-75.7% | $11,609-72.9% | $14,365-78.1% |