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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,250 | $110,379-59.9% | $102,412-56.8% | $145,884-69.7% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 11.09% | 24.84%-13.7pp | 24.94%-13.8pp | 551.85%-540.8pp |
| Employer contribution / active EE | $8,232 | $4,216+95.2% | $3,870+112.7% | $4,662+76.6% |
| Participant deferral / active EE | $1,775 | $5,622-68.4% | $5,060-64.9% | $6,690-73.5% |
| Admin fee / account holder | $1,745 | $9,745-82.1% | $8,388-79.2% | $13,392-87.0% |