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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,436 | $154,228+123.3% | $145,433+136.8% | $137,256+150.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.58% | 74.59%-59.0pp | 66.58%-51.0pp | 220.34%-204.8pp |
| Employer contribution / active EE | $9,666 | $4,804+101.2% | $4,554+112.2% | $4,156+132.6% |
| Participant deferral / active EE | $15,980 | $8,216+94.5% | $7,897+102.3% | $6,407+149.4% |
| Admin fee / account holder | $17,020 | $14,344+18.7% | $13,129+29.6% | $12,270+38.7% |