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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,258 | $102,429-22.6% | $147,096-46.1% | $80,925-2.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.26% | 135.02%-121.8pp | 419.75%-406.5pp | 35.65%-22.4pp |
| Employer contribution / active EE | $6,219 | $3,716+67.4% | $4,936+26.0% | $2,756+125.6% |
| Participant deferral / active EE | $5,665 | $6,649-14.8% | $8,071-29.8% | $4,299+31.8% |
| Admin fee / account holder | $1,045 | $7,957-86.9% | $13,005-92.0% | $6,940-84.9% |