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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,128 | $106,749-49.3% | $145,433-62.8% | $82,448-34.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.25% | 27.59%-15.3pp | 66.58%-54.3pp | 41.64%-29.4pp |
| Employer contribution / active EE | $2,593 | $3,444-24.7% | $4,554-43.1% | $2,551+1.7% |
| Participant deferral / active EE | $5,643 | $6,519-13.4% | $7,897-28.5% | $4,139+36.3% |
| Admin fee / account holder | $36,601 | $8,390+336.3% | $13,129+178.8% | $7,234+405.9% |