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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,922 | $185,312-49.3% | $161,489-41.8% | $154,746-39.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.92% | 103.84%-86.9pp | 89.72%-72.8pp | 172.34%-155.4pp |
| Employer contribution / active EE | $9,846 | $4,769+106.4% | $4,268+130.7% | $4,379+124.8% |
| Participant deferral / active EE | $6,260 | $6,350-1.4% | $5,630+11.2% | $6,730-7.0% |
| Admin fee / account holder | $1,013 | $18,654-94.6% | $16,006-93.7% | $14,365-92.9% |