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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,001 | $162,136-90.1% | $152,301-89.5% | $154,746-89.7% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 28.30% | 91.02%-62.7pp | 80.50%-52.2pp | 172.34%-144.0pp |
| Employer contribution / active EE | $5,681 | $4,890+16.2% | $4,624+22.9% | $4,379+29.7% |
| Participant deferral / active EE | $8,944 | $8,341+7.2% | $8,004+11.7% | $6,730+32.9% |
| Admin fee / account holder | $541 | $15,759-96.6% | $14,398-96.2% | $14,365-96.2% |