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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,377 | $172,111-80.6% | $150,298-77.8% | $137,256-75.7% |
| Participation rate | 61.9% | 81.7%-19.8pp | 77.8%-15.9pp | 80.0%-18.1pp |
| Annual return | 15.23% | 69.37%-54.1pp | 62.79%-47.6pp | 220.34%-205.1pp |
| Employer contribution / active EE | $1,069 | $4,636-76.9% | $4,154-74.3% | $4,156-74.3% |
| Participant deferral / active EE | $2,871 | $6,166-53.4% | $5,453-47.3% | $6,407-55.2% |
| Admin fee / account holder | $909 | $16,471-94.5% | $14,116-93.6% | $12,270-92.6% |