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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,462 | $162,136+16.9% | $152,301+24.4% | $154,746+22.4% |
| Participation rate | 84.2% | 84.1%+0.1pp | 82.4%+1.8pp | 80.7%+3.5pp |
| Annual return | 14.95% | 91.02%-76.1pp | 80.50%-65.6pp | 172.34%-157.4pp |
| Employer contribution / active EE | $4,341 | $4,890-11.2% | $4,624-6.1% | $4,379-0.9% |
| Participant deferral / active EE | $9,979 | $8,341+19.6% | $8,004+24.7% | $6,730+48.3% |
| Admin fee / account holder | $18,377 | $15,759+16.6% | $14,398+27.6% | $14,365+27.9% |