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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,139 | $81,504-76.5% | $102,437-81.3% | $80,959-76.4% |
| Participation rate | 92.2% | 66.9%+25.3pp | 74.5%+17.7pp | 67.7%+24.5pp |
| Annual return | 12.69% | 25.60%-12.9pp | 24.95%-12.3pp | 35.67%-23.0pp |
| Employer contribution / active EE | $2,464 | $3,104-20.6% | $3,871-36.3% | $2,757-10.6% |
| Participant deferral / active EE | $700 | $3,871-81.9% | $5,060-86.2% | $4,300-83.7% |
| Admin fee / account holder | $1,367 | $6,719-79.7% | $8,388-83.7% | $6,925-80.3% |