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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,139 | $81,457-76.5% | $103,378-81.5% | $80,911-76.3% |
| Participation rate | 92.2% | 66.8%+25.3pp | 74.5%+17.7pp | 67.6%+24.5pp |
| Annual return | 12.69% | 25.58%-12.9pp | 24.91%-12.2pp | 35.63%-22.9pp |
| Employer contribution / active EE | $2,464 | $3,107-20.7% | $3,870-36.3% | $2,756-10.6% |
| Participant deferral / active EE | $700 | $3,871-81.9% | $5,058-86.2% | $4,297-83.7% |
| Admin fee / account holder | $1,367 | $6,717-79.7% | $8,401-83.7% | $6,935-80.3% |