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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,902 | $160,028-63.2% | $147,080-60.0% | $145,884-59.6% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 14.00% | 98.60%-84.6pp | 420.17%-406.2pp | 551.85%-537.8pp |
| Employer contribution / active EE | $3,498 | $5,286-33.8% | $4,933-29.1% | $4,662-25.0% |
| Participant deferral / active EE | $6,110 | $8,422-27.5% | $8,066-24.3% | $6,690-8.7% |
| Admin fee / account holder | $2,643 | $15,030-82.4% | $12,989-79.7% | $13,392-80.3% |