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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,902 | $160,040-63.2% | $147,096-60.0% | $145,877-59.6% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 14.00% | 98.49%-84.5pp | 419.75%-405.7pp | 551.28%-537.3pp |
| Employer contribution / active EE | $3,498 | $5,289-33.9% | $4,936-29.1% | $4,663-25.0% |
| Participant deferral / active EE | $6,110 | $8,429-27.5% | $8,071-24.3% | $6,691-8.7% |
| Admin fee / account holder | $2,643 | $15,050-82.4% | $13,005-79.7% | $13,402-80.3% |