Retirement plan

JOANNA S. LUCIANO PARKER, D.D.S., PLLC 401(K) PROFIT SHARING PLAN AND TRUST

Name: JOANNA S. LUCIANO PARKER, D.D.S., PLLC - JOANNA S. LUCIANO PARKER, D.D.S., PLLC 401(K) PROFIT SHARING PLAN AND TRUST (2025) Form 5500
Creator: JOANNA S. LUCIANO PARKER, D.D.S., PLLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JOANNA S. LUCIANO PARKER, D.D.S., PLLC 401(K) PROFIT SHARING PLAN AND TRUST, JOANNA S. LUCIANO PARKER, D.D.S., PLLC

JOANNA S. LUCIANO PARKER, D.D.S., PLLCEIN 27-2916274Plan #001PY 2025

201 AUGUSTINE AVENUE - CHARLES TOWN, WV 25414304-725-0508lucianoparkerfamilydentistry.comLinkedIn1-10 employeeshealth, wellness and fitness

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.2M

+33.6% from 2024

Total participants

-10.0% from 2024

Average account balance

$120,622

+41.0% from 2024

Annual return

33.34%

+12.05 pp from 2024

Benchmarks

See 18,863 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort18,863 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.17M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$121K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

163.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$110K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+33.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5932

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$107K

$9707 / participant

Other / not subdivided$107K100.0%

% of EOY assets

4.918%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$120,622

$227,399-47.0%

$189,758-36.4%

$198,609-39.3%

Participation rate

100.0%

84.0%+16.0pp

79.8%+20.2pp

82.4%+17.6pp

Annual return

33.34%

61.03%-27.7pp

52.62%-19.3pp

202.70%-169.4pp

Employer contribution / active EE

$3,370

$5,526-39.0%

$4,767-29.3%

$5,055-33.3%

Participant deferral / active EE

$6,655

$6,837-2.7%

$5,856+13.6%

$6,977-4.6%

Admin fee / account holder

$5,932

$25,162-76.4%

$20,388-70.9%

$19,030-68.8%

JOANNA S. LUCIANO PARKER, D.D.S., PLLC 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JOANNA S. LUCIANO PARKER, D.D.S., PLLC 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion