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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,548 | $166,242-74.4% | $165,071-74.2% | $145,884-70.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.58% | 100.44%-86.9pp | 70.17%-56.6pp | 551.85%-538.3pp |
| Employer contribution / active EE | $3,036 | $5,283-42.5% | $4,347-30.2% | $4,662-34.9% |
| Participant deferral / active EE | $9,919 | $6,964+42.4% | $6,035+64.4% | $6,690+48.3% |
| Admin fee / account holder | $8,459 | $16,658-49.2% | $12,695-33.4% | $13,392-36.8% |