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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,584 | $160,070+21.6% | $147,117+32.3% | $145,897+33.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.74% | 98.69%-87.9pp | 420.54%-409.8pp | 552.29%-541.6pp |
| Employer contribution / active EE | $19,583 | $5,285+270.6% | $4,932+297.0% | $4,663+320.0% |
| Participant deferral / active EE | $21,635 | $8,419+157.0% | $8,065+168.3% | $6,689+223.4% |
| Admin fee / account holder | $2,142 | $15,035-85.8% | $12,993-83.5% | $13,390-84.0% |