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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,181 | $99,995-86.8% | $85,063-84.5% | $145,978-91.0% |
| Participation rate | 16.7% | 74.1%-57.4pp | 67.5%-50.8pp | 80.3%-63.6pp |
| Annual return | 15.40% | 83.99%-68.6pp | 66.54%-51.1pp | 550.52%-535.1pp |
| Employer contribution / active EE | $0 | $3,231-100.0% | $2,727-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,125 | $5,295-59.9% | $4,523-53.0% | $6,690-68.2% |
| Admin fee / account holder | $84 | $7,255-98.8% | $6,155-98.6% | $13,400-99.4% |