Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,592 | $124,425-55.3% | $112,040-50.4% | $137,256-59.5% |
| Participation rate | 30.8% | 79.3%-48.5pp | 76.5%-45.7pp | 80.0%-49.2pp |
| Annual return | 13.14% | 24.72%-11.6pp | 24.52%-11.4pp | 220.34%-207.2pp |
| Employer contribution / active EE | $1,831 | $3,411-46.3% | $2,954-38.0% | $4,156-56.0% |
| Participant deferral / active EE | $2,931 | $5,718-48.7% | $5,098-42.5% | $6,407-54.2% |
| Admin fee / account holder | $1,222 | $15,207-92.0% | $12,098-89.9% | $12,270-90.0% |