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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,090 | $209,336-22.1% | $197,124-17.3% | $137,256+18.8% |
| Participation rate | 85.7% | 87.3%-1.6pp | 86.7%-1.0pp | 80.0%+5.8pp |
| Annual return | 15.34% | 48.09%-32.8pp | 44.34%-29.0pp | 220.34%-205.0pp |
| Employer contribution / active EE | $1,029 | $6,591-84.4% | $6,227-83.5% | $4,156-75.3% |
| Participant deferral / active EE | $21,620 | $9,614+124.9% | $9,135+136.7% | $6,407+237.5% |
| Admin fee / account holder | $9,226 | $17,308-46.7% | $16,298-43.4% | $12,270-24.8% |