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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,084 | $201,344-32.9% | $184,243-26.7% | $145,877-7.4% |
| Participation rate | 92.9% | 87.5%+5.4pp | 86.8%+6.0pp | 80.3%+12.6pp |
| Annual return | 24.90% | 29.01%-4.1pp | 28.82%-3.9pp | 551.28%-526.4pp |
| Employer contribution / active EE | $857 | $7,022-87.8% | $6,427-86.7% | $4,663-81.6% |
| Participant deferral / active EE | $23,146 | $9,807+136.0% | $9,132+153.4% | $6,691+245.9% |
| Admin fee / account holder | $2,817 | $16,382-82.8% | $13,914-79.8% | $13,402-79.0% |