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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,933 | $69,273-68.3% | $90,796-75.8% | $82,637-73.5% |
| Participation rate | 59.7% | 64.0%-4.3pp | 69.5%-9.8pp | 68.1%-8.4pp |
| Annual return | 21.06% | 18.37%+2.7pp | 19.29%+1.8pp | 53.51%-32.4pp |
| Employer contribution / active EE | $1,357 | $1,865-27.2% | $2,294-40.8% | $2,552-46.8% |
| Participant deferral / active EE | $2,825 | $3,047-7.3% | $3,822-26.1% | $4,126-31.5% |
| Admin fee / account holder | $4,111 | $5,511-25.4% | $7,024-41.5% | $7,339-44.0% |