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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,729 | $212,777-78.5% | $173,703-73.7% | $198,609-77.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.9%+24.1pp | 82.4%+17.6pp |
| Annual return | 13.96% | 18.82%-4.9pp | 17.46%-3.5pp | 202.70%-188.7pp |
| Employer contribution / active EE | $1,231 | $5,214-76.4% | $4,288-71.3% | $5,055-75.6% |
| Participant deferral / active EE | $5,193 | $5,697-8.8% | $4,854+7.0% | $6,977-25.6% |
| Admin fee / account holder | $18,685 | $19,536-4.4% | $15,562+20.1% | $19,030-1.8% |