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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,508 | $71,208+147.9% | $93,681+88.4% | $80,911+118.2% |
| Participation rate | 91.5% | 60.4%+31.1pp | 68.7%+22.8pp | 67.6%+23.8pp |
| Annual return | 31.57% | 11.27%+20.3pp | 133.47%-101.9pp | 35.63%-4.1pp |
| Employer contribution / active EE | $10,583 | $1,564+576.4% | $2,422+336.9% | $2,756+284.0% |
| Participant deferral / active EE | $10,755 | $4,035+166.6% | $4,415+143.6% | $4,297+150.3% |
| Admin fee / account holder | $3,193 | $6,951-54.1% | $8,290-61.5% | $6,935-54.0% |