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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,508 | $71,230+147.8% | $93,727+88.3% | $80,959+118.0% |
| Participation rate | 91.5% | 60.4%+31.1pp | 68.7%+22.8pp | 67.7%+23.8pp |
| Annual return | 31.57% | 11.26%+20.3pp | 133.83%-102.3pp | 35.67%-4.1pp |
| Employer contribution / active EE | $10,583 | $1,565+576.1% | $2,421+337.1% | $2,757+283.8% |
| Participant deferral / active EE | $10,755 | $4,037+166.4% | $4,417+143.5% | $4,300+150.1% |
| Admin fee / account holder | $3,193 | $6,961-54.1% | $8,292-61.5% | $6,925-53.9% |