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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,939 | $97,125-94.9% | $86,233-94.3% | $137,256-96.4% |
| Participation rate | 73.7% | 74.2%-0.5pp | 69.0%+4.7pp | 80.0%-6.3pp |
| Annual return | 52.45% | 74.19%-21.7pp | 61.39%-8.9pp | 220.34%-167.9pp |
| Employer contribution / active EE | $656 | $2,841-76.9% | $2,504-73.8% | $4,156-84.2% |
| Participant deferral / active EE | $2,805 | $5,180-45.8% | $4,559-38.5% | $6,407-56.2% |
| Admin fee / account holder | $16,246 | $9,725+67.1% | $8,342+94.8% | $12,270+32.4% |