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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,944 | $100,073-92.1% | $85,126-90.7% | $145,877-94.6% |
| Participation rate | 76.2% | 74.1%+2.1pp | 67.5%+8.7pp | 80.3%-4.1pp |
| Annual return | 10.58% | 84.11%-73.5pp | 66.63%-56.1pp | 551.28%-540.7pp |
| Employer contribution / active EE | $454 | $3,236-86.0% | $2,731-83.4% | $4,663-90.3% |
| Participant deferral / active EE | $2,297 | $5,294-56.6% | $4,523-49.2% | $6,691-65.7% |
| Admin fee / account holder | $577 | $7,261-92.1% | $6,160-90.6% | $13,402-95.7% |