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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,697 | $154,228-74.9% | $145,433-73.4% | $137,256-71.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.45% | 74.59%-55.1pp | 66.58%-47.1pp | 220.34%-200.9pp |
| Employer contribution / active EE | $7,124 | $4,804+48.3% | $4,554+56.4% | $4,156+71.4% |
| Participant deferral / active EE | $8,263 | $8,216+0.6% | $7,897+4.6% | $6,407+29.0% |
| Admin fee / account holder | $6,134 | $14,344-57.2% | $13,129-53.3% | $12,270-50.0% |