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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,855 | $143,969-40.4% | $199,883-57.0% | $82,637+3.9% |
| Participation rate | 96.2% | 84.1%+12.0pp | 86.8%+9.4pp | 68.1%+28.1pp |
| Annual return | 15.81% | 25.67%-9.9pp | 43.81%-28.0pp | 53.51%-37.7pp |
| Employer contribution / active EE | $3,333 | $4,632-28.1% | $6,261-46.8% | $2,552+30.6% |
| Participant deferral / active EE | $8,104 | $6,937+16.8% | $9,138-11.3% | $4,126+96.4% |
| Admin fee / account holder | $8,705 | $14,597-40.4% | $17,268-49.6% | $7,339+18.6% |