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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,309 | $101,618-35.7% | $93,063-29.8% | $137,256-52.4% |
| Participation rate | 40.0% | 74.9%-34.9pp | 72.1%-32.1pp | 80.0%-40.0pp |
| Annual return | 28.93% | 223.95%-195.0pp | 34.15%-5.2pp | 220.34%-191.4pp |
| Employer contribution / active EE | $1,304 | $2,707-51.8% | $2,476-47.3% | $4,156-68.6% |
| Participant deferral / active EE | $1,597 | $4,279-62.7% | $3,958-59.7% | $6,407-75.1% |
| Admin fee / account holder | $22,509 | $6,198+263.1% | $6,033+273.1% | $12,270+83.4% |