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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,026 | $117,895-66.0% | $102,460-60.9% | $145,897-72.6% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 9.04% | 31.92%-22.9pp | 29.47%-20.4pp | 552.29%-543.3pp |
| Employer contribution / active EE | $3,235 | $3,619-10.6% | $3,025+6.9% | $4,663-30.6% |
| Participant deferral / active EE | $4,734 | $5,736-17.5% | $5,056-6.4% | $6,689-29.2% |
| Admin fee / account holder | $411 | $13,353-96.9% | $9,460-95.7% | $13,390-96.9% |