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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,026 | $117,859-66.0% | $102,438-60.9% | $145,959-72.6% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 9.04% | 31.72%-22.7pp | 29.37%-20.3pp | 561.95%-552.9pp |
| Employer contribution / active EE | $3,235 | $3,615-10.5% | $3,024+7.0% | $4,661-30.6% |
| Participant deferral / active EE | $4,734 | $5,732-17.4% | $5,054-6.3% | $6,689-29.2% |
| Admin fee / account holder | $411 | $13,318-96.9% | $9,448-95.6% | $13,398-96.9% |