Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,206 | $81,487-74.0% | $102,412-79.3% | $80,935-73.8% |
| Participation rate | 36.0% | 66.8%-30.8pp | 74.5%-38.5pp | 67.7%-31.7pp |
| Annual return | 12.81% | 25.60%-12.8pp | 24.94%-12.1pp | 35.66%-22.8pp |
| Employer contribution / active EE | $1,157 | $3,103-62.7% | $3,870-70.1% | $2,757-58.0% |
| Participant deferral / active EE | $2,069 | $3,871-46.6% | $5,060-59.1% | $4,299-51.9% |
| Admin fee / account holder | $504 | $6,717-92.5% | $8,388-94.0% | $6,924-92.7% |