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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,935 | $76,608-94.9% | $56,077-93.0% | $145,877-97.3% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 17.16% | 3009.59%-2992.4pp | 1709.28%-1692.1pp | 551.28%-534.1pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,040-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,128 | $2,624-57.0% | $1,954-42.3% | $6,691-83.1% |
| Admin fee / account holder | $64 | $3,325-98.1% | $2,825-97.7% | $13,402-99.5% |