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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $143,756 |
Service code 16 · EIN 04-2675571 | Consulting | $32,000 |
CARON & BLETZER, PLLC1 year Filed as: CARON AND BLETZER Service code 10 · EIN 04-3499945 | Accounting | $10,400 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,449 | $115,744-52.1% | $100,415-44.8% | $200,096-72.3% |
| Participation rate | 94.9% | 85.7%+9.3pp | 81.5%+13.4pp | 72.0%+22.9pp |
| Annual return | 33.77% | 17.79%+16.0pp | 49.47%-15.7pp | 34.26%-0.5pp |
| Employer contribution / active EE | $2,078 | $3,657-43.2% | $3,943-47.3% | $3,038-31.6% |
| Participant deferral / active EE | $14,954 | $9,844+51.9% | $8,091+84.8% | $5,090+193.8% |
| Admin fee / account holder | $34 | $93-63.0% | $7,906-99.6% | $269-87.3% |