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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,025 | $73,787-53.9% | $98,716-65.5% | $82,448-58.7% |
| Participation rate | 61.5% | 61.4%+0.1pp | 69.3%-7.8pp | 68.1%-6.5pp |
| Annual return | 17.92% | 18.57%-0.6pp | 31.81%-13.9pp | 41.64%-23.7pp |
| Employer contribution / active EE | $1,039 | $1,511-31.3% | $2,279-54.4% | $2,551-59.3% |
| Participant deferral / active EE | $2,593 | $3,081-15.9% | $4,048-35.9% | $4,139-37.4% |
| Admin fee / account holder | $4,155 | $6,500-36.1% | $8,703-52.3% | $7,234-42.6% |