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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,025 | $77,574-56.1% | $108,753-68.7% | $86,983-60.9% |
| Participation rate | 61.5% | 62.3%-0.8pp | 71.1%-9.5pp | 69.5%-8.0pp |
| Annual return | 17.92% | 18.42%-0.5pp | 37.47%-19.5pp | 25.83%-7.9pp |
| Employer contribution / active EE | $1,039 | $1,611-35.5% | $2,427-57.2% | $2,584-59.8% |
| Participant deferral / active EE | $2,593 | $3,128-17.1% | $4,115-37.0% | $4,194-38.2% |
| Admin fee / account holder | $4,155 | $6,529-36.4% | $10,320-59.7% | $7,856-47.1% |