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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,551 | $124,425+46.7% | $112,040+62.9% | $137,256+33.0% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 22.83% | 24.72%-1.9pp | 24.52%-1.7pp | 220.34%-197.5pp |
| Employer contribution / active EE | $2,213 | $3,411-35.1% | $2,954-25.1% | $4,156-46.7% |
| Participant deferral / active EE | $8,512 | $5,718+48.9% | $5,098+67.0% | $6,407+32.9% |
| Admin fee / account holder | $450 | $15,207-97.0% | $12,098-96.3% | $12,270-96.3% |