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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $556,595 | $210,698+164.2% | $178,014+212.7% | $145,959+281.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.62% | 386.27%-378.7pp | 294.80%-287.2pp | 561.95%-554.3pp |
| Employer contribution / active EE | $27,492 | $4,567+501.9% | $3,950+596.0% | $4,661+489.8% |
| Participant deferral / active EE | $16,900 | $6,958+142.9% | $6,276+169.3% | $6,689+152.7% |
| Admin fee / account holder | $18,918 | $12,016+57.4% | $10,362+82.6% | $13,398+41.2% |