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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $556,595 | $211,224+163.5% | $178,505+211.8% | $145,897+281.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.62% | 30.28%-22.7pp | 27.16%-19.5pp | 552.29%-544.7pp |
| Employer contribution / active EE | $27,492 | $4,577+500.7% | $3,955+595.1% | $4,663+489.6% |
| Participant deferral / active EE | $16,900 | $6,966+142.6% | $6,280+169.1% | $6,689+152.6% |
| Admin fee / account holder | $18,918 | $12,109+56.2% | $10,428+81.4% | $13,390+41.3% |