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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $556,595 | $211,239+163.5% | $178,528+211.8% | $145,877+281.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.62% | 30.22%-22.6pp | 27.11%-19.5pp | 551.28%-543.7pp |
| Employer contribution / active EE | $27,492 | $4,570+501.5% | $3,950+595.9% | $4,663+489.6% |
| Participant deferral / active EE | $16,900 | $6,963+142.7% | $6,278+169.2% | $6,691+152.6% |
| Admin fee / account holder | $18,918 | $12,095+56.4% | $10,419+81.6% | $13,402+41.2% |