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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,483 | $211,224+79.2% | $178,505+112.0% | $145,897+159.4% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 16.32% | 30.28%-14.0pp | 27.16%-10.8pp | 552.29%-536.0pp |
| Employer contribution / active EE | $7,207 | $4,577+57.5% | $3,955+82.2% | $4,663+54.6% |
| Participant deferral / active EE | $19,157 | $6,966+175.0% | $6,280+205.0% | $6,689+186.4% |
| Admin fee / account holder | $2,916 | $12,109-75.9% | $10,428-72.0% | $13,390-78.2% |