Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,468 | $85,515-49.2% | $112,040-61.2% | $67,986-36.1% |
| Participation rate | 32.4% | 68.2%-35.8pp | 76.5%-44.1pp | 57.2%-24.8pp |
| Annual return | 19.19% | 29.68%-10.5pp | 24.52%-5.3pp | 31.67%-12.5pp |
| Employer contribution / active EE | $1,080 | $2,191-50.7% | $2,954-63.4% | $2,019-46.5% |
| Participant deferral / active EE | $2,022 | $4,014-49.6% | $5,098-60.3% | $3,358-39.8% |
| Admin fee / account holder | $1,763 | $3,774-53.3% | $12,098-85.4% | $3,203-45.0% |