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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,936 | $77,814-56.4% | $158,223-78.6% | $86,983-61.0% |
| Participation rate | 97.6% | 68.4%+29.1pp | 79.2%+18.4pp | 69.5%+28.0pp |
| Annual return | 7.75% | 30.54%-22.8pp | 52.09%-44.3pp | 25.83%-18.1pp |
| Employer contribution / active EE | $929 | $2,592-64.2% | $4,109-77.4% | $2,584-64.1% |
| Participant deferral / active EE | $2,107 | $3,270-35.6% | $5,467-61.5% | $4,194-49.8% |
| Admin fee / account holder | $309 | $5,879-94.7% | $16,047-98.1% | $7,856-96.1% |