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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,644 | $166,242-35.2% | $165,071-34.8% | $145,884-26.2% |
| Participation rate | 95.5% | 82.0%+13.4pp | 78.6%+16.8pp | 80.3%+15.2pp |
| Annual return | 12.30% | 100.44%-88.1pp | 70.17%-57.9pp | 551.85%-539.5pp |
| Employer contribution / active EE | $6,400 | $5,283+21.2% | $4,347+47.2% | $4,662+37.3% |
| Participant deferral / active EE | $5,995 | $6,964-13.9% | $6,035-0.7% | $6,690-10.4% |
| Admin fee / account holder | $1,051 | $16,658-93.7% | $12,695-91.7% | $13,392-92.2% |