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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,042 | $108,911+78.2% | $100,392+93.3% | $145,884+33.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 18.12% | 58.23%-40.1pp | 49.45%-31.3pp | 551.85%-533.7pp |
| Employer contribution / active EE | $3,861 | $4,420-12.6% | $3,941-2.0% | $4,662-17.2% |
| Participant deferral / active EE | $8,711 | $8,459+3.0% | $8,090+7.7% | $6,690+30.2% |
| Admin fee / account holder | $576 | $9,698-94.1% | $7,904-92.7% | $13,392-95.7% |