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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,425 | $160,040+18.4% | $147,096+28.8% | $145,877+29.9% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 19.84% | 98.49%-78.7pp | 419.75%-399.9pp | 551.28%-531.4pp |
| Employer contribution / active EE | $6,699 | $5,289+26.6% | $4,936+35.7% | $4,663+43.7% |
| Participant deferral / active EE | $13,771 | $8,429+63.4% | $8,071+70.6% | $6,691+105.8% |
| Admin fee / account holder | $8,021 | $15,050-46.7% | $13,005-38.3% | $13,402-40.1% |