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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,425 | $160,028+18.4% | $147,080+28.8% | $145,884+29.8% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 19.84% | 98.60%-78.8pp | 420.17%-400.3pp | 551.85%-532.0pp |
| Employer contribution / active EE | $6,699 | $5,286+26.7% | $4,933+35.8% | $4,662+43.7% |
| Participant deferral / active EE | $13,771 | $8,422+63.5% | $8,066+70.7% | $6,690+105.9% |
| Admin fee / account holder | $8,021 | $15,030-46.6% | $12,989-38.2% | $13,392-40.1% |