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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,638 | $169,336-80.7% | $129,384-74.8% | $145,884-77.6% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 15.71% | 14408.70%-14393.0pp | 9461.77%-9446.1pp | 551.85%-536.1pp |
| Employer contribution / active EE | $3,125 | $5,540-43.6% | $4,153-24.8% | $4,662-33.0% |
| Participant deferral / active EE | $5,125 | $4,985+2.8% | $4,166+23.0% | $6,690-23.4% |
| Admin fee / account holder | $89,661 | $9,912+804.5% | $7,686+1066.6% | $13,392+569.5% |