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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,840 | $183,592-52.2% | $155,567-43.5% | $145,959-39.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.58% | 61.24%-48.7pp | 64.74%-52.2pp | 561.95%-549.4pp |
| Employer contribution / active EE | $1,608 | $5,315-69.7% | $4,674-65.6% | $4,661-65.5% |
| Participant deferral / active EE | $3,827 | $6,464-40.8% | $5,628-32.0% | $6,689-42.8% |
| Admin fee / account holder | $8,316 | $19,318-57.0% | $15,916-47.8% | $13,398-37.9% |