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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,449 | $160,028-32.2% | $147,080-26.3% | $145,884-25.7% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 15.56% | 98.60%-83.0pp | 420.17%-404.6pp | 551.85%-536.3pp |
| Employer contribution / active EE | $5,643 | $5,286+6.8% | $4,933+14.4% | $4,662+21.0% |
| Participant deferral / active EE | $6,726 | $8,422-20.1% | $8,066-16.6% | $6,690+0.5% |
| Admin fee / account holder | $1,212 | $15,030-91.9% | $12,989-90.7% | $13,392-91.0% |